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LifePlanner.in
Last Updated: 24 October 2026
Welcome to LifePlanner.in. These Terms & Conditions govern your access to and use of our website, its content, features, and the information and services made available through it.
By accessing or using https://lifeplanner.in/, you agree to these Terms & Conditions. If you do not agree with any part of these terms, please discontinue using our website.
In these Terms, “LifePlanner,” “we,” “us,” and “our” refer to the operator of LifePlanner.in, while “you” and “your” refer to any visitor or user of the website.
You agree to use our website only for lawful purposes and in accordance with these Terms & Conditions.
You must not:
Use the website for any unlawful, fraudulent, or misleading activity.
Attempt to gain unauthorized access to the website, its server, or associated systems.
Interfere with the website’s functionality, security, or availability.
Upload or transmit malicious software, harmful code, or unauthorized material.
Use automated methods to collect website information without our permission, where such activity is prohibited.
Misrepresent your identity or provide false information when submitting an enquiry.
We reserve the right to restrict or suspend access to the website where reasonably necessary to protect our services, users, or legal interests, subject to applicable law.
By using this website, you confirm that you are legally capable of accepting these Terms & Conditions under applicable law.
If you are accessing the website on behalf of another individual or organisation, you confirm that you are authorised to do so.
Any financial or insurance service that requires specific eligibility, documentation, consent, or regulatory conditions will remain subject to those requirements.
LifePlanner provides information and resources relating to financial planning and family financial security. Depending on the services actually offered, these may include:
Financial planning and goal setting.
Life insurance and term insurance information.
Health insurance awareness.
Retirement and long-term financial planning.
Family financial protection.
Financial education and related resources.
Career opportunities in the insurance or financial services sector.
The availability, scope, and terms of individual services may vary.
Submitting an enquiry or requesting a consultation does not guarantee that a service will be provided, that a particular product will be available, or that an application will be approved.
Any engagement beyond general website use may be subject to separate agreements and applicable service-specific terms.
The information provided on our website is intended for general informational and educational purposes.
Website content does not automatically constitute personalised financial advice, investment advice, insurance advice, legal advice, or tax advice.
Financial decisions should be made after considering your individual circumstances, objectives, financial commitments, and risk tolerance.
Insurance products are subject to their respective policy terms, exclusions, eligibility criteria, premiums, and conditions. Before purchasing an insurance product, carefully review the official policy documents and relevant disclosures.
We do not guarantee investment returns, insurance claim approvals, financial outcomes, savings amounts, or achievement of any financial goal.
Where a service requires a particular regulatory registration or authorisation, it will be offered only in accordance with applicable legal requirements.
When you submit an enquiry through our website, contact form, telephone, email, or WhatsApp, you agree to provide information that is accurate to the best of your knowledge.
You authorise us to use the information you provide to respond to your enquiry, communicate with you regarding your requested services, and take appropriate follow-up steps.
Any promotional communication will be handled in accordance with applicable law and your preferences.
You should not share passwords, OTPs, PINs, or other confidential authentication credentials through our website or communication channels.
The processing of your personal information is also governed by our Privacy Policy.
Our website may contain information about or links to third-party insurers, financial institutions, service providers, communication platforms, or other organisations.
These third parties operate independently and may have their own terms, eligibility requirements, privacy policies, and contractual conditions.
Unless expressly stated otherwise, LifePlanner does not guarantee the availability, performance, accuracy, or suitability of third-party products and services.
Any purchase, application, policy issuance, or other transaction involving a third party may be governed by a separate agreement between you and that third party.
Unless otherwise stated, the website’s original content, including text, graphics, layouts, logos, illustrations, and design elements, is owned by or licensed to the relevant rights holder and is protected by applicable intellectual property laws.
You may access and use website content for personal, non-commercial, informational purposes.
Without prior permission from the relevant rights holder, you must not:
Reproduce or republish substantial website content for commercial use.
Copy, modify, distribute, or sell website materials.
Use our branding or logos in a manner that suggests an unauthorised affiliation.
Remove copyright notices or other proprietary notices.
Exploit website content in a way that infringes intellectual property rights.
Third-party names, logos, trademarks, and materials remain the property of their respective owners.
You remain responsible for the accuracy and lawfulness of the information you submit through our website or communication channels.
You confirm that you have the right or appropriate authority to provide any personal information or documents you submit, including information relating to another person.
You must not submit content that is unlawful, fraudulent, defamatory, threatening, or infringes another person’s rights.
We may decline to act on an enquiry or request clarification where the information provided is incomplete, inconsistent, or appears to be unauthorised.
We make reasonable efforts to maintain the accuracy, usefulness, and availability of our website.
However, we do not guarantee that all content will always be current, complete, error-free, uninterrupted, or compatible with every device or browser.
We may update, modify, suspend, or discontinue website features or content when reasonably necessary.
Information relating to financial products, insurance policies, regulations, and services may change without notice. You should verify important details with the relevant provider before relying on them.
To the extent permitted by applicable law, LifePlanner shall not be liable for indirect, incidental, special, or consequential losses arising from the use of, or inability to use, the website or reliance on general information published through it.
This includes losses arising from technical interruptions, third-party website content, inaccurate information supplied by external sources, or decisions made without appropriate independent verification.
Nothing in these Terms excludes or limits any liability that cannot lawfully be excluded or limited under applicable law.
To the extent permitted by applicable law, you agree to be responsible for losses, claims, liabilities, or reasonable expenses arising directly from your unlawful use of the website, your material breach of these Terms, or your infringement of third-party rights.
This provision does not apply to the extent that a claim arises from conduct for which you cannot legally be held responsible or where such an allocation of liability is prohibited by law.
Your use of the website is also subject to our Privacy Policy, which explains how personal information may be collected, used, stored, and disclosed.
By submitting information through our website, you acknowledge that the relevant information will be handled in accordance with the Privacy Policy and applicable data protection laws.
Where consent is legally required, it will be obtained as applicable.
Our website may include links to external websites for your convenience or additional information.
We do not control these external websites and are not responsible for their content, security, availability, or privacy practices.
Accessing an external website is at your own discretion. We recommend reviewing the applicable terms and privacy policy of any third-party website you visit.
We reserve the right to restrict, suspend, or terminate access to website features where reasonably necessary because of a violation of these Terms, suspected unlawful activity, security concerns, or operational requirements.
Where appropriate and legally required, we will take reasonable steps to communicate relevant restrictions.
Any action taken under this section will remain subject to applicable law and any separate contractual obligations.
We may revise these Terms & Conditions from time to time to reflect changes in our services, website functionality, business practices, or legal requirements.
Updated terms will be published on this page with a revised “Last Updated” date.
Your continued use of the website after revised terms are published will be subject to applicable law. Where separate consent or notification is legally required, we will comply with those requirements.
These Terms & Conditions shall be governed by the laws of India, subject to applicable legal provisions.
Any dispute arising from the use of this website shall be dealt with by the competent courts or forums having jurisdiction under applicable Indian law.
Nothing in this section limits any rights or remedies that cannot legally be waived.
If any provision of these Terms & Conditions is found to be invalid, unlawful, or unenforceable by a competent authority, the remaining provisions will continue to apply to the extent legally permissible.
Any invalid provision will be interpreted or limited only to the extent necessary to comply with applicable law.
These Terms & Conditions, together with our Privacy Policy, Disclaimer, and any applicable service-specific agreements, govern your use of the website.
If a separate agreement applies to a particular service, the relevant agreement will govern that service to the extent of any inconsistency, subject to applicable law.
If you have questions regarding these Terms & Conditions, please contact us through the Contact Us section or enquiry form available on our website.
Website: https://lifeplanner.in/
Contact: Please refer to the official contact details published on our website.
LifePlanner — Your Dreams, Our Guidance
We aim to help individuals and families explore financial planning solutions with greater clarity and confidence. We encourage every visitor to review these Terms & Conditions, our Privacy Policy, and our Disclaimer before using our website or requesting our services.
